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Site header image Mimansa Jaiswal

Saving Money by Rounding Expenses Up


I honestly am not a person who is on TikTok or Instagram really, so I know I wouldn't get a TikTok account. I never even installed them; I don't have an account on them. But YouTube is something that I use often. YouTube Shorts, it's hard to avoid those. One of the most interesting things I learned on YouTube was saving money by rounding things up.

I've always been an extremely meticulous budgeted person. Like, I record every single money that goes in and out, and I divide it. Automatic apps don't work for me because I often use Venmo and Splitwise and things like those. I've always been the person who would ignore money coming in from, say, research studies or things like those, just so I have this nice net of savings that don't remain visible to me. I've always been this way, even with my allowance as a kid.

But one of the newest ways I've found to kind of save money is I round my transactions up. So if I spend $5, I mark it as $10 in my budgeting database in Notion. Basically, it still stores $5, but what I see is the sealed amount, and that sealed amount is $10. Or instead of $45, it is $50, or instead of $60, it is $100. It's kind of the same way of saving change in pennies, but instead in dollar notations. I really like that. I just wanted to share it.